Professional Indemnity

Professional indemnity insurance, is a type of insurance coverage designed to protect professionals and businesses against claims of negligence, errors, missions, or malpractice in the services they provide. It helps mitigate these risks by providing financial protection in case a client files a claim or lawsuit against the professional for alleged errors, mistakes, or failures in their professional duties.

The coverage typically includes legal defence costs, settlement or judgment amounts, and other related expenses, up to the limits specified in the insurance policy. The policy may cover claims related to professional negligence, breach of professional duty, misrepresentation, intellectual property infringement, defamation, and other professional liabilities, depending on the specific policy terms and conditions.

As a professional association for beauticians and aestheticians, AICA is pleased to provide Medical Malpractice Insurance. The Medical Malpractice Insurance is an insurance product underwritten by Berjaya Sompo Insurance Berhad (“BSIB”) and is coordinated by the Association of International Certified Aestheticians as the master policyholder of the insurance product. BSIB is a general insurer licensed under the Financial Services Act 2013 and regulated by Bank Negara Malaysia. This Insurance product is distributed by Wells Global Solutions Sdn Bhd, a registered agent of BSIB. This insurance helps practitioners and professionals maintain their financial stability, good reputation, and peace of mind by serving as a safety net in the event of unanticipated claims or legal actions emanating from the professional services performed.

Prior to starting their profession, all members of AICA must get and renew their professional indemnity insurance.


Liability Protection
Client Confidence
Risk Mitigation
Business Continuity
Reputation Protection
AICA Rules &
Guidelines Compliance


AICA proudly stand as the provider of Medicial Malpractice Insurance in the beauty and medical science industry. By exclusively catering to the unique needs to the professionals and practitioners in the beauty and medical science industry, we offer comprehensive coverage to ensure your professional reputation and financial security are safeguarded with a peace of mind and smooth operation of a professional practice or business.